Frank Darras, America’s Leading Disability Insurance Litigator Reminds Entitled UnumProvident Claimants To Apply For Re-Assessment Quickly
Frank Darras, America’s leading disability litigator reminds entitled policyholders denied since January 1, 2000 by Unum Life Insurance Co.
Los Angeles, CA (PRWEB via PR Web
Direct) March 16, 2005 -- Frank Darras, America’s leading disability
litigator reminds entitled policyholders denied since January 1, 2000 by Unum
Life Insurance Co. of America, Paul Revere Life Insurance Co., Unum National
Insurance Co., and Provident Life and Accident Insurance Co., that with their
60-day clock ticking, there is now less than 45 days for claimants to get on the
reassessment list to have their claims reviewed under new claim
objectives.
UnumProvident has already begun to send out letter notices to
entitled claimants denied after January 1, 2000. This group of noticed insureds
have 60 days to return their formal “Request to Participate Form”, use the
Internet address on their notice to register with their claim number or call in
to the Company at the number specified in their notice to be eligible for
reassessment. It is crucial claimants realize this 60-day time frame is short
and with time ticking away, only 45 days or less are left to be included in the
reassessment process.
Submitting the “Request to Participate Form” in the
reassessment process is the first step claimants must take, in a series of steps
that will hopefully lead toward the resolution of denied claims with the
Company. If there is any confusion or if there are any questions about signing
the conditional waiver and release and giving up your rights to legal action
against the Company, claimants are encouraged to call 800-458-3386 for
clarification.
Once the “Request to Participate Form” is returned, all
claims will be staged for review with the oldest denials reviewed first. “We are
finding most of our claimants need our encouragement, steady direction and a
healthy dose of emotional penicillin to ready themselves for the process,” says
Darras.
The course of the reassessment process
includes:
• Preparing exacting medical, occupational
and financial information that will be required
• Meeting
the second 180-day deadline of assembling voluminous evidentiary
information
• Filling out the reassessment information
forms including a detailed claimant’s statement, an employer’s statement showing
work activity from the date the claim was closed through the present
• Demonstrating a clear loss of functional duties and/or a
loss of income
• Claimants must assemble their
comprehensive medical information including all treatment, visits, prescription
records, including their restrictions and limitations that have prevented them
from returning to work
• These insureds must also provide
all other income benefits that he/she has received or is currently
receiving.
“This is a difficult course for these disabled to embark upon,
but it is a necessary undertaking and it may positively impact their lives
forever,” says Darras. “I know that facing the reassessment process will take
its toll on many of these disabled, in fact, just thinking about having to prove
their disability all over again is down right paralyzing. Rebuilding these
disabled lives requires paving the reassessment highway with hope and exacting
guidance on how this process can work for them.”
To learn more about the
Multi-State Settlement Agreement, you are encouraged to visit the website at www.sbd-law.com, in the left
hand column, under releases, click view all releases, scroll down to “60 DAY
CLOCK IS TICKING FOR UNUMPROVIDENT CLAIMANTS TO SUBMIT THEIR REQUEST TO
PARTICIPATE FORMS” and click read. If you have additional questions or concerns,
please call us at toll free at 800-458-3386. For information on UnumProvident,
you can visit http://www.state.tn.us/commerce/insurance/unum/AgreeExhibit1-ReassessProcess.pdf
About
Frank Darras
Frank N. Darras is America’s leading plaintiffs lawyer,
representing disabled policyholders and long-term care insureds. He is annually
honored for his dedication to helping those unable to afford representation
because he remembers his humble beginnings and tackles America’s most difficult
cases.
About Shernoff, Bidart and Darras, LLP
AT SHERNOFF BIDART &
DARRAS, our attorneys are caring, competent and compassionate about righting
insurance company wrongs.
As plaintiff’s lawyers working on a contingency
fee basis, we get paid only if and when our clients get paid. That means that
our dedication and allegiance is to our clients – not to prolonging or
complicating the legal process.
This solidarity we have with our clients
distinguishes us among many other attorneys in the business. It gives us the
fire and fight to protect and serve the interests of every policyholder, rich or
poor.
We believe we have the hardest working and most talented staff in
the profession – and with our track record, that's one claim that is hard to
deny.
Contact:
Robin
Nolan
408-984-4977 Office
650-279-9512
Cell
e-mail protected from spam bots
Frank
Darras
909-621-4935 Office
www.sbd-law.com
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Source : http://www.prweb.com/releases/2005/3/prweb219065.htm